🏦 Top 4 Business loan & financing advisers in Malaysia (2026)

The best business loan & financing advisers in Malaysia in 2026, by our editorial score, are Funding Societies Malaysia, B2B Finpal and Nusa Kapital. Last updated 31 October 2026 · How we rank

SC-registered P2P financing platforms and business financing advisers.

1. 1

   Funding Societies Malaysia

   📍 KL Eco City, Kuala Lumpur · Founded 2015

   SC-registered P2P platform operated by Modalku Ventures, among the first six operators approved in 2016, offering term, invoice and micro financing to SMEs.

   Best for: SMEs needing fast unsecured working capital or invoice financing without bank collateral.

   ✔ SC
   32 Compare
2. 2

   B2B Finpal

   📍 PJ33, Seksyen 13, Petaling Jaya, Selangor · Founded 2017

   One of the first six SC-registered P2P operators, offering collateral-free invoice and working capital financing of up to RM1 million, with RM838.7 million funded.

   Best for: SMEs with receivables from creditworthy customers needing quick invoice financing.

   ✔ SC
   30 Compare
3. 3

   Nusa Kapital

   📍 Jalan P. Ramlee, Kuala Lumpur

   Shariah-compliant P2P platform (formerly Ethis Kapital), among the first six operators registered by the SC in 2016.

   Best for: SMEs that want Islamic, crowd-funded business financing.

   ✔ SC
   28 Compare
4. 4

   CapBay

   📍 Tropicana Indah, Petaling Jaya, Selangor

   SC-registered P2P and supply-chain financing platform (Bay Smart Capital Ventures) reporting RM6.1 billion funded for 2,700+ SMEs.

   Best for: Suppliers to large corporates that want to fund invoices or purchase orders.

   ✔ SC
   24 Compare

Best Business loan & financing advisers by state

Buyer guides

• How to choose a business loan or financing adviser in Malaysia (2026)