🏦 4 Penasihat pinjaman perniagaan terbaik di Malaysia (2026)

penasihat pinjaman perniagaan terbaik di Malaysia pada 2026, berdasarkan skor editorial kami, ialah Funding Societies Malaysia, B2B Finpal dan Nusa Kapital. Kemas kini terakhir 31 Oktober 2026 · Cara kami menilai

SC-registered P2P financing platforms and business financing advisers.

1. 1

   Funding Societies Malaysia

   📍 KL Eco City, Kuala Lumpur · Ditubuhkan 2015

   SC-registered P2P platform operated by Modalku Ventures, among the first six operators approved in 2016, offering term, invoice and micro financing to SMEs.

   Sesuai untuk: SMEs needing fast unsecured working capital or invoice financing without bank collateral.

   ✔ SC
   32 Banding
2. 2

   B2B Finpal

   📍 PJ33, Seksyen 13, Petaling Jaya, Selangor · Ditubuhkan 2017

   One of the first six SC-registered P2P operators, offering collateral-free invoice and working capital financing of up to RM1 million, with RM838.7 million funded.

   Sesuai untuk: SMEs with receivables from creditworthy customers needing quick invoice financing.

   ✔ SC
   30 Banding
3. 3

   Nusa Kapital

   📍 Jalan P. Ramlee, Kuala Lumpur

   Shariah-compliant P2P platform (formerly Ethis Kapital), among the first six operators registered by the SC in 2016.

   Sesuai untuk: SMEs that want Islamic, crowd-funded business financing.

   ✔ SC
   28 Banding
4. 4

   CapBay

   📍 Tropicana Indah, Petaling Jaya, Selangor

   SC-registered P2P and supply-chain financing platform (Bay Smart Capital Ventures) reporting RM6.1 billion funded for 2,700+ SMEs.

   Sesuai untuk: Suppliers to large corporates that want to fund invoices or purchase orders.

   ✔ SC
   24 Banding

Penasihat pinjaman perniagaan terbaik mengikut negeri

Panduan pembeli

• How to choose a business loan or financing adviser in Malaysia (2026)