Why it ranks
SC-registered P2P and supply-chain financing platform (Bay Smart Capital Ventures) reporting RM6.1 billion funded for 2,700+ SMEs.
Best for: Suppliers to large corporates that want to fund invoices or purchase orders.
Watch out for: The site warns of scammers impersonating CapBay; deal only through official channels.
Score breakdown
How this score is calculated
| Score breakdown | Points | How it was calculated |
|---|---|---|
| Reviews · 30% weight | 6/30 |
|
| Experience · 20% weight | 2/20 |
|
| Credentials · 20% weight | 5/20 |
|
| Portfolio · 15% weight | 3/15 |
|
| Responsiveness · 15% weight | 7.5/15 |
|
| Evidence points | 24/100 | #1 in Business loan & financing advisers has 32 points |
| Score | 85 | 60 + 39 × (24 ÷ 32)1.5 · How the category score works · Report an error |
Licences & registrations
- SC · register ↗ (checked 2026-10-31)
Key facts
| Services | Supply chain financing, Invoice financing, Working capital financing, Purchase order financing, Islamic financing, SME Corp programme financing |
|---|---|
| Pricing model | fees |
| Languages | English, Bahasa Malaysia |
Office
Unit 13A01, Level 13A, Tropicana Gardens Office Tower, No. 2A, Persiaran Surian, Tropicana Indah, 47810 Petaling Jaya, Selangor
Evidence & sources
- capbay.com/ — Official site: SC registration, products, address, stats
- fintechnews.my/51058/funding/a-list-of-licensed-peer-to-peer-p2p-platf — Lists CapBay (Bay Smart Capital Ventures Sdn Bhd) as SC-registered P2P operator
Links
FAQ
Where is CapBay located?
CapBay's office is at Unit 13A01, Level 13A, Tropicana Gardens Office Tower, No. 2A, Persiaran Surian, Tropicana Indah, 47810 Petaling Jaya, Selangor.
Is CapBay licensed?
SC, last checked 2026-10-31. Always confirm on the official register.
How is CapBay ranked?
CapBay has a category score of 85 (24 evidence points) and ranks #4 for business loan & financing advisers in Malaysia on our editorial methodology. Payment never affects rank.
Is this your firm? Claim this profile · Last updated 31 October 2026
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