💱 Top 5 Forex & payments providers in Kuala Lumpur (2026)
The best forex & payments providers in Kuala Lumpur in 2026, by our editorial score, are Airwallex Malaysia, Merchantrade Asia and 2C2P Malaysia. Last updated 31 October 2026 · How we rank
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1
Airwallex Malaysia
Holds a BNM MSB licence (No. 00743) plus e-money issuer and registered merchant acquirer status, offering multi-currency accounts, transfers, cards and checkout.
Best for: Cross-border e-commerce and tech companies wanting accounts, FX and card acceptance on one platform.
✔ BNM27 -
2
Merchantrade Asia
BNM Principal MSB (Money Changing & Remittance Class A), e-money white-labelling provider and registered merchant acquirer, with corporate expense card and digital wage products.
Best for: Employers paying migrant workforces and firms wanting a branch-network remittance provider.
✔ BNM25 -
3
2C2P Malaysia
2C2P System (Malaysia) Sdn Bhd is a BNM-registered non-bank merchant acquirer offering payment acceptance, payouts and issuing.
Best for: Regional merchants, airlines and enterprises needing one payment integration across Southeast Asia.
✔ BNM24 -
4
CHIP
CHIP IN Sdn Bhd is a BNM-registered non-bank merchant acquirer and PayNet FPX third-party acquirer offering collections, payouts and expense tools.
Best for: SMEs and online sellers wanting collections and payouts with no setup or annual fee.
✔ BNM24 -
5
Payex (Xendit Malaysia)
Payex PLT, now operating as Xendit Malaysia, is a BNM-registered non-bank merchant acquirer with published plans and 1-2 day settlement.
Best for: SMEs that want instalments, subscriptions and regional collections with transparent plan pricing.
✔ BNM24